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Need an appraisal in Vicksburg or Warren County?
The top reasons Mississippi homeowners order from McMillin Real Estate & Appraisal, Inc.:
- Pre-listing appraisals (whether they're selling the home themselves or using an agent)
- To challenge a property tax assessment in Mississippi
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Remove PMI to reduce a mortgage payment
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Reinstate their Home Equity Line of Credit (or HELOC)
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To review another appraiser's report for verification
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If real estate needs to be divided because of a divorce
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To settle an estate in Mississippi by determining the true market value of the real estate in question
We at McMillin Real Estate & Appraisal, Inc. understand the individual needs of a customer looking for appraisal services.
While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For-Sale-by-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it.
Our professional appraisers at McMillin Real Estate & Appraisal, Inc. are objective. We won't just tell you what you want to hear, we will tell you what you need to know.
In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer.
The appraisal is something concrete to show your buyer.
The appraisal is an independent third party's opinion of your home's market value, not just how much your home is worth.
Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value report than yours.
Challenge a property tax assessment
Your local tax assessor may have your home overvalued if your house not appreciating as much as other homes close to yours.
That only means you are paying more taxes than you should.
The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period.
When challenging your property tax assessment, getting an appraisal report from McMillin Real Estate & Appraisal, Inc. is your number one weapon.
Need to remove PMI?
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners.
Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan.
We are veterans in helping people just like you do away with unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?
Even if your specific property has not declined in value, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area.
Not only can this be inconvenient from a cash flow angle, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out.
McMillin Real Estate & Appraisal, Inc. can help you reinstate your HELOC.
We Offer Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness?
We can go out and check the subject and comps in a field review.
Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? We can help with that too.
Although most review work is requested by lenders, homeowners that have reason to believe they've been the victim of mortgage fraud are wise to invest in a second opinion.
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McMillin Real Estate & Appraisal, Inc. 15 Riverwood Pl Vicksburg, MS 39180-5296
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